What debts are not discharged in a chapter 13 bankruptcy?

 

A: While you are protected from most types of debt with bankruptcy, some debts are not discharged.

  • Taxes due within the last three years or taxes not assessed because of fraud

  • Debts not listed on your bankruptcy papers

  • Debts for domestic support obligations (alimony, child support, etc)

  • Interest on non-dischargeable debts

  • Debts for intentional injury

  • Debts for certain government fines and penalties

  • Debts for student loans

  • Debts that were or could have been listed in a prior bankruptcy case in which you either waived your discharge or your discharge was denied

  • Debts owed to a creditor for a total of more than $500 for the purchase of "luxury goods" 90 days before you filed the petition for bankruptcy

  • Cash advances that total more than $750

  • Debt for personal injury judgments resulting from a DUI-related accident

  • HOA fees

  • Pension, profit-sharing, stock bonus or such other plan payments